If you’re a Mint user, it’s important to be aware of how to delete inactive accounts. This guide will help you delete inactive accounts in Mint, and keep your account active. To delete an inactive account:
- Log in to Mint.
- Click on the Accounts tab.
- Scroll down and click on the account you want todelete.
- Click on the Delete button.
Second question; Now that I have confirmed my identity on Mint, will it show my credit scores from all 3 bureaus? They do report to each other so I know they should match but one is through Equifax and has been reporting a lower score than Experian which reports a higher score. Will this be reflected at all if I am verified as me and only verified on 1 credit bureau (Experian) after successfully linking a deposit account?
Hi! Yup, you should see all three. Since the information is coming from each bureau, it may not be exactly the same (the scores might vary slightly), so it’s a good idea to check them out yourself as well. You’ll find your scores on our Credit Score page. By continuing to verify with us, you can also see any public record data that we’re able to view for you: https://www.mint.com/credit-scores#public-records
Also, depending on what bank accounts are currently linked (or which ones you link in the future), Mint will pull your last 3 months of transactional history for free and add it to Mint automatically – after that, there’s a $1 charge per month for TransUnion and Experian or a one-time fee of $4.95 for Equifax.
This is no longer true as of 12/2015. The free credit report now includes Trans Union AND all three bureaus.
If you’ve already verified your identity with us in the past (say, via bank account linking) then we should automatically show you your credit scores when you verify more accounts from now on – but if not, or if you need to manually re-verify some information, please let me know.:)
I added an institution that was already minted. It added 4 new cards and 1 new loan account to my profile. Will this effect my credit score? I am trying to have a good score.
The information you added through Mint (particularly the new accounts) most likely will not have much of an impact on your score(s): we only report positive credit activity and never negative, so it won’t affect the amount of debt you currently owe or how much you’ve used/maxed out those specific cards in the past.
However, if after linking with us you do make some purchases that are considered “riskier” (common examples include: buying money orders for cash, withdrawing cash from certain ATMs or even paying for a few things online), that activity could appear as new inquiries from our system and may show up on your TransUnion 3-in.
A: To start, in most cases, you should never delete accounts that have a non-zero balance on them. However, if you’d like to keep your Mint account at its current size and clean out unused or unneeded data, here’s how:
If all of the following statements are true about an account (credit card or bank account), then you can delete it from your Mint account balance entirely. Note: If any statement is not true, we recommend you leave the transaction history for that account intact in your Mint account. Also note that once an account is deleted through this process, it cannot be recovered. If there has been no activity on the credit card or bank account within 2 years If you have at least one account that has been updated within the past 30 days and is not an investment account If you have at least one non-zero balance in your Mint account OTHERWISE, if all of the following statements are true about an account (credit card or bank account), then you can delete its transaction history from your Mint history but maintain a zero balance. You may choose to do this for privacy reasons. The account has not been updated in over 2 years You have another credit card or bank account with activity within the last 30 days and it’s not an investment account. There is no other credit card or bank account which shows any activity within the last 2 years
To begin deleting inactive accounts, log into your Mint.com using the email address and password you use on your Mint.com account and then click the Settings link in the upper-right corner of the screen under your name.
Once you’re on the Account Settings page, click to expand the “Accounts” section from under Your Accounts & Balances and you’ll be presented with a list of all accounts currently associated with your Mint account:
As long as an account has one or more transactions within 30 days, there will be a checkbox next to it that reads Update Last Activity On:
Clicking this checkbox will toggle whether this specific credit card or bank account is subject to being deleted through our inactive account deletion process based upon our criteria listed above. Simply uncheck any unwanted accounts (make sure they still.
